Simply Exceptional Mortgages 

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Welcome to our site! 

Our mortgage process provides you with a quicker, easier and less expensive home loan experience.  This results in a speedy close with fewer headaches and more money in your pocket. We are a full-service mortgage company based in CA. We specialize in Cash out refinance, HomePath, FHA Home Loan and VA Mortgage in San Juan Capistrano. Whether you are buying a home or refinancing in zip code, 92675 or surrounding cities in Orange County, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | HARP | Jumbo

Contact LHP today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Thank you! 


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Our most popular loans

Most people get one of these

30 Year Fixed

3.750% | 3.850% APR

30 Year Fixed

3.990% | 3.990% APR

15 Year Fixed

3.700% | 3.850% APR

VA 30 Year Fixed

3.250% | 3.875% APR