• 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
TODAY'S RATES
Program
Rate
APR
30 Year Fixed
3.750%
3.850% APR
30 Year Fixed
3.990%
3.990% APR
15 Year Fixed
3.700%
3.850% APR
VA 30 Year Fixed
3.250%
3.875% APR
15 Year Fixed
3.750%
3.900% APR
30 Year Fixed Jumbo
3.875%
3.970% APR
10 Year Fixed
3.250%
3.357% APR
5 Year Balloon
2.750%
3.010% APR
5 Year Balloon
2.990%
2.990% APR



Welcom to our site! 

Our simplified mortgage process provides you with a quicker, easier and less expensive home loan experience.  This results in a speedy close with fewer headaches and more money in your pocket. We are a full-service mortgage company based in CA. We specialize in Cash out refinance, HomePath, FHA Home Loan and VA Mortgage in San Juan Capistrano. Whether you are buying a home or refinancing in zip code, 92675 or surrounding cities in Orange County, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | HARP | Jumbo

Contact LHP today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Thank you! 

Sample

Latest from the Blog

Recent Articles

Jan
09
2019
Credit Score Requirements For 2019 Homebuyers
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home loan you are looking to get. Generally...
Jan
02
2019
Is Paying Off Your Mortgage Early Worth It?
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of paying off the mortgage early. Not a homeowner...
Dec
27
2018
Increased Mortgage Rates --Should You Still Buy In 2019?
Does the news of rising rates make you second guess buying your first home in 2019? It shouldn't and here's why: Higher Rates But Not Frighteningly High With headlines that read "Feds Hike Up Mortgage Rates -- Highest Since 2014," it's no wonder that you doubt that it's a great time to buy...
Dec
19
2018
5 Secrets To Buying A Home You'll Love
Most tips for buying a home start with figuring out how much you can afford and applying for a home loan (which are great tips and we recommend you do both of those things when shopping for a new home). But what else is there? Are there lesser known tips for buying a home that can make a big...