The Rule


November 20, 2013: We issued the final rule in a document with the following parts:

  • Preamble summarizing why we are issuing the rule, our legal authority, reasoning behind the rule, responses to comments, and analysis of the benefits, costs, and impacts of the rule
  • Regulatory text, which, when effective, will amend Regulation Z and can be found on page 1365 in the document below
  • Official interpretations of the rules which can be found on page 1644 in the document below

Read the full document.

The Office of the Federal Register published this document on December 31, 2013.View the document as published in the Federal Register.

The Bureau published in the Federal Register on February 19, 2015, a final rule modifying the 2013 TILA-RESPA final rule.

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